Cashflow 101 Game

By | April 11, 2005

This is one odd game. First of all it is quite expensive, as it retails at about $199.00 and it requires that you write quite an extensive paper to record your financial status.

HOWEVER, this is actually one great board game. While I won’t go into the rules, as other websites cover this well, I will say that is quite an educational game.

I’ve found it quite instructional in a number of ways:
1. it can model our behavior patterns in a number of ways
viz-a-viz our spending patterns, our consumption patterns, our lack of savings as a financially less than able society, etc
2. it can model changes in behavior as people try out different strategies, occupations, savings rates, etc.
3. it can show the longer term consequences of our actions by very quickly showing the results of our dependence on particular aspects of our financial management.
4. it can show people how to monitor and record aspects of their financial situation, their balance sheet, etc.
5. it is actually a lot more challenging to play than monopoly.
6. and, as if you needed another one, it is actually fun to play, we can share our own ideas about money management and financial planning, because, oddly , as our societies consume, it seems there is less and less discussion of the positive aspects of financial management amongst people, and muce more talk about consumption.

There are some flaws in the game that need some working on:
1. you can ‘learn’ how to win the game, because you know which cards are likely to come up.
2. stocks are overly simplified, as are houses. You can generally do well investing in stocks, if you know what cards are likely to come up.

more later… me thinks…

In the meantime, have a look at the game

Best Wishes